| |
Statement of Condition
About Us
| ATM Locations
| Locations & Hours
| Membership Eligibility
| Statement of Condition
as of October 31, 2008
| ASSETS
|
|
LOANS & CASH |
|
|
Amount |
| 1. a. Commercial
& Agricultural Loans to Members |
0.00 |
|
b. Outstanding balances of lines of credit loans |
8,021,279.33 |
|
c. Real estate loans to members (1st lien) |
60,237,655.18 |
|
d. Loan balances fully secured by shares |
1,041,678.69 |
|
e. All other loans to members |
23,852,084.22 |
|
f. Total loans to members (items a, b, c, d & e) |
93,152,697.42 |
| 2. Member Business
Loans |
10,072,403.91 |
| 3. All other
loan accounts (excluding a, b, c, d & e) |
13,453,467.01 |
| 4. (Less) Allowance
for loan losses |
-488,408.92 |
| 5.
Net loans Outstanding (Sum of 1.f plus 2 and 3 less 4) |
116,190,159.42 |
| Cash (cash in
hand, petty cash, checking accts., etc.) |
1,259,537.42 |
| |
|
|
|
| INVESTMENTS
A+B=C |
Remaining Maturities
A. <= 1 Yr
B. > 1 Yr |
Amount
$ C. Total |
| Available for
Sale: |
|
|
|
| |
US Government Obligations |
0.00 |
0.00 |
0.00 |
| |
Federal Agency Securities |
0.00 |
0.00 |
0.00 |
| |
Federal Agency CMOs &
ARMs |
2,012,430.82 |
7,651,674.58 |
9,664,105.40 |
|
2,012,430.82 |
7,651,674.58 |
9,664,105.40 |
| Deposits in Corp.
Central C.U.s |
4,474,119.97 |
250,000.00 |
4,724,119.97 |
| Deposits in banks,
S&Ls, & MSBs |
297,092.33 |
3,753,000.00 |
4,050,092.33 |
| Deposits in Credit
Unions |
0.00 |
793,000.00 |
793,000.00 |
| NCUSIF Capital
Deposit |
0.00 |
1,101,669.56 |
1,101,669.56 |
| Shares in CLF
(direct or indirect) |
0.00 |
1,000,000.00 |
1,000,000.00 |
| Common Trust
Investments |
0.00 |
0.00 |
0.00 |
| All Other Investments |
150,000.00 |
0.00 |
150,000.00 |
| Net Investments |
6,933,643.12 |
14,549,344.14 |
21,482,987.26
|
| |
|
|
|
| OTHER
ASSETS |
|
|
Amount
|
| Land & Building
(net of depreciation) |
|
|
6,288,158.80 |
| Other Fixed Assets
(net of depreciation) |
|
|
875,528.51 |
| Monetary Control
Reserve Deposits |
|
|
0.00 |
| All Other Assets |
|
|
1,616,794.34 |
| TOTAL ASSETS |
|
|
147,713,165.75 |
| |
|
|
|
| LIABILITIES
SAVINGS EQUITY |
| SAVINGS
EQUITY
A+B=C |
Remaining
Maturities
A. <= 1 Yr
B. > 1 Yr |
Amount
$ C. Total |
| Notes Payable |
0.00 |
5,000,000.00 |
5,000,000.00 |
| Reverse Repurchase |
|
|
|
| |
Transactions |
0.00 |
0.00 |
0.00 |
| Interest Payable |
|
|
6,806.01 |
| Accounts Payable |
|
|
1,037,227.20 |
| Dividends on
Shares Payable |
|
|
0.00 |
| Unapplied Data
Processing Exceptions |
|
|
0.00 |
| All Other Liabilities |
|
|
252,397.33 |
| TOTAL LIABILITIES |
|
|
6,296,430.54 |
| |
|
|
|
| CERTIFICATES
A+B=C |
Remaining
Maturities
A. <= 1 Yr
B. > 1 Yr |
Amount
$ C. Total |
| Share Certificates |
59,766,535.17 |
14,617,650.83 |
74,384,186.00 |
| IRA/Keogh &
Retirement Accounts |
6,839,618.67 |
2,603,937.97 |
9,443,556.64 |
| Share Draft Accounts |
|
|
11,867,208.96 |
| Regular Shares |
|
|
17,779,564.91 |
| Insured Money
Market Accounts |
|
|
14,079,702.83 |
| Other Member
Savings |
|
|
1,347,283.99 |
| Total savings/shares/deposits |
|
|
128,901,503.33 |
| |
|
|
|
| Regular / Statutory
Reserve |
|
|
3,612,031.42 |
| Special Reserves |
|
|
0.00 |
| Accum. Unrealized
Gains (Losses) on A.F.S. Securities |
|
|
-12,158.20 |
| Undivided Earnings |
|
|
8,915,358.66 |
| Net Income (Loss) |
|
|
0.00 |
| TOTAL LIABILITIES
SAVINGS AND EQUITY |
|
|
147,713,165.75 |
| |
|
|
|
| MARKET
VALUES OF INVESTMENTS |
Remaining
Maturities
A. <= 1 Yr
B. > 1 Yr |
Amount
$ C. Total |
| US Government
Obligations |
0.00 |
0.00 |
0.00 |
| Federal Agency
Securities |
0.00 |
0.00 |
0.00 |
| Federal Agency
CMO's & ARM's |
2,012,430.82 |
7,651,674.58 |
9,664,105.40 |
| All Other Investments |
4,921,212.30 |
6,897,669.56 |
11,818,881.86 |
|
 |
