River City has exceeded my expectations as a credit union. I registered with them due to proximity; this place is very nearby, and I wanted a short trip. Fortunately for me, there’s a lot more to offer than merely a lack of distance. They set me up with a great checking account without any strange fees or overages, and yes, it doesn’t have features like overdraft protection, but this is a credit union, not a bank. You get what you expect to get, and if you know what you’re getting into with the decision to switch checking accounts from a bank to a credit union, you could certainly do a lot worse than River City Federal…..