February 7, 2018

The Real Deal on the 2018 Tax Changes

The current administration is implementing changes to the U.S. tax code. The administration believes these changes will strengthen the middle class, reinvigorate business and decrease unemployment. Unfortunately, though, most of them will do little, if anything, for the state of the economy.

Here’s why.

1.) Deductible contribution changes

Individual retirement accounts (IRA) have contribution limits that are relative to income level, some of which will now be increased. While these increased deductions are great for those who can afford them, they will have […]

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January 10, 2018

Combating The Financial Mistakes Of Our 20s And 30s

 

Early in their careers, people tend to focus on the here and now while ignoring the future. As you climb the ladder of success, you might think raises and promotions will never end and that you have forever to plan for the future. Surprisingly, though, the future comes faster than you can imagine.

Here are the six most common and avoidable mistakes younger people make:

#1: Not planning for retirement

Retirement may be ages away, but the only way to make sure you […]

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January 2, 2018

2018 Annual Meeting

Annual Meeting

Each year, River City Federal Credit Union hosts an Annual Meeting to celebrate our successes from the past year, discuss plans for the future, and conduct our Board of Director elections. Members are invited to enjoy food and refreshments, as well as meet fellow members, along with River City Federal Credit Union staff.

River City Federal Credit Union will host its 81st Annual Meeting on Wednesday, April 11, 2018. Doors will open at 6:00 PM, meeting will begin at 6:30 PM. […]

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January 2, 2018

Have a RCFCU EMV Debit Card?

We encourage you to stop by our Augusta, Jackson Keller or Fairlawn branch to pick up an EMV chip debit card for FREE*. These cards can be printed on the spot, so you won’t have to wait for a card in the mail. Our debit card with the EMV chip offers enhanced protection when using your debit card at a chip-enabled terminal. If you have any questions or would like to order your new card today, please call the Member […]

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December 21, 2017

Update Your Contact Information

To better serve you, please notify us if you have recently changed your physical/mailing address, phone number or email address. With up-to-date information, it allows us to:

• Keep your account secure

• Inform you of any suspected fraudulent transaction(s)

• Send your statements, tax forms and any other important information

• Share our latest promotions and products or services with you to help you get the most out of your membership

You can update your contact information […]

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December 20, 2017

2018 Branch Changes

River City FCU is always evaluating our products and services, hours of operation, technology, staff, and branch locations to ensure that we are serving the needs of our members and doing what is best for the membership and the credit union. Therefore we will be making the following changes:

Branch Hours: River City FCU’s Thousand Oaks and Bandera locations will be transitioning to a five-day service week effective December 25, 2017. This is a permanent change which will result in the […]

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December 20, 2017

Identity Theft Protection

Chances are you or someone you know has had their identity stolen at one point or another. Identity theft can be expensive, stressful and extremely complicated to recover from. Here are five ways to protect yourself and your most important data from identity thieves.

1. Secure Your Hard Copies

While online accounts are password-protected, important paper documents are often left in a drawer or simply tossed in the trash, where thieves can find them. What’s the […]

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December 19, 2017

Can You Put A Cap On Your Holiday Shopping At The Mall?

Most of us will make multiple trips to the mall in preparation for the holidays. Don’t want to spend this coming January and February paying for your December shopping? Here’s how to watch the buck while cruising the aisles with thousands of fellow holiday shoppers:

 

Don’t sign up for a store’s credit card. Most people spend more when using a store’s card since they don’t see the money leaving their account like they would with a cash purchase. And, of course, […]

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December 18, 2017

Surviving the Holidays With Your Sanity Intact

With crowded stores and an ever-growing list of people to shop for, it’s easy to get overwhelmed and to overspend on your holiday shopping. No worries, though; we’ve got you covered! Read on for pre-and post-holiday tips and have yourself a jolly December without breaking the bank.

 

6 Pre-Holidays Tips

Revise your gift list

Chances are, lots of the people you exchange gifts with would be relieved to be taken off your list. Talk to coworkers and acquaintances about just exchanging cards […]

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December 14, 2017

Give Your Kids The Gift Of Giving

The holiday season brings a flurry of frenzied consumerism, unabashed greed and endless shopping. As a parent, though, you want your kids to associate this time of year with giving and not just with taking. How can you give your kids a joyous holiday season and teach them about kindness at the same time?

The best way to do this is by actively encouraging your children to think of others. Try these activities to help bring the spirit of giving into […]

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