July 21, 2017

6 Ways to know you’re using Your Credit Cards Responsibly

Credit cards are an important financial tool, but they need to be used responsibly. Here’s how to know you’re okay.

You can easily pay more than just the minimum payment each month.
You don’t rely on your credit card for everyday purchases.
You are using less than 30% of your credit limit.
You never take out cash advances.
You use it mostly for large, necessary expenses.
You read all the fine print in every letter you receive from your credit card company.

For more information call 210-225-6866 […]

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July 3, 2017

Independence Day Celebrations, Yesterday And Today

 Independence Day Celebrations, Yesterday And Today

Do you know exactly what happened on July 4, 1776? What do our Fourth of July celebrations commemorate, and why?

The Reason We Celebrate July 4

July 4, 1776, is the date written on the original Declaration of Independence, even though it wasn’t signed until Aug. 2 of the same year. July 4 was the day in which the Continental Congress officially agreed and approved the final edits to the document that Thomas Jefferson wrote. It declared […]

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June 29, 2017

Mission: Stuff The Backpacks!

River City FCU will be partnering with TAMU Colonias Program on the 3rd Annual Ready, Set, Learn Back-2-School Fest.

RCFCU will be hosting a School Supply Drive to benefit the students within our community starting July 1 – July 28.

Drop off your donations at any of the 6 River City FCU Branches.

Top 3 School Supplies needed:

Markers
Crayons
Scissors

Got questions? Give us a call 210-225-6866!

 

 

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June 29, 2017

New vs. Used Cars

Maybe it’s your first time visiting a car lot as a would-be buyer, and you’re beaming with anticipation and nerves while taking this next big step in your life. Maybe it’s just time to upgrade to something fresh and new. Whatever the case, there’s one big question weighing on everyone’s mind: Do I buy new or used?

There’s no right answer to this question. Much of it depends on your personal situation. Here are a few key factors to help you […]

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June 29, 2017

rcitymobile- 4 Ways To Stay On Top Of Your Finances While On The Go

Most people have a checklist they go through before they leave the house. Is the stove turned off? Are the doors locked? Do I have my wallet, my keys and my cell phone? The only thing that has changed about that process in the last few years has been the addition of that last item on the list.

If you’d like to use your smartphone for more sophisticated purposes, plus add a ton of convenience and peace of mind to your […]

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June 12, 2017

Why Should I Refer my Friends to rcityfcu?

Why Should I Refer my Friends to rcityfcu?

Credit unions are an important part of our community. The members of your River City Federal Credit Union are your friends, family, co-workers and neighbors. They care enough about where they live to invest their money locally by keeping savings accounts and their other banking matters “in the family.”

The strength and stability of a credit union comes from its members. The more members a credit union has, the more value it can provide […]

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June 12, 2017

Leaving a Legacy

River City Investment Center

Jessica McCord*

210-232-3091

jmccord@infinexgroup.com

 

You’ve worked hard over the years to accumulate wealth, and you probably find it comforting to know that after your death the assets you leave behind will continue to be a source of support for your family, friends, and the causes that are important to you. But to ensure that your legacy reaches your heirs as you intend, you must make the proper arrangements now. There are four basic ways to leave […]

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May 15, 2017

Stop Dreaming, Start Traveling

Need a vacation? Get help with our Passport Loan!

Dreaming of an exciting getaway? Summer’s here and, like most hard-working people, you probably deserve a vacation. Whether it’s a trip to the beach, a Caribbean cruise, or a visit to Yellowstone National Park, vacations can be pricey. However, it’s important to remember why you want to go on vacation. Vacations relieve stress, allow you to relax, and give you quality time with loved ones. You can afford your dream vacation today […]

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May 12, 2017

E-Statements: Safer Than Paper Statements?

E-Statements: Safer Than Paper Statements?

With identity theft on everyone’s minds these days, it’s not hard to see why e-statements are something you might hesitate to sign up for. After all, cyberspace is kind of big and scary and full of shady characters, right? Who knows how many people could get their hands on your credit union statements if you opt for e-statements?

Actually, probably a lot less than the number of people who could get their hands on your paper statements!

Your […]

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May 12, 2017

Buying a Home in Today’s Economy

The only thing certain about today’s economy is that it is uncertain. While things look relatively stable now, no one can guarantee what the next few years will bring. Fortunately, you don’t have to give up on the home of your dreams because of a fluctuating economy. Here are four steps you can take to make sure your money – and your house – are safe regardless of the state of the economy.

1.) Maximize your down payment

The magic number for […]

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