December 14, 2017
The holiday season brings a flurry of frenzied consumerism, unabashed greed and endless shopping. As a parent, though, you want your kids to associate this time of year with giving and not just with taking. How can you give your kids a joyous holiday season and teach them about kindness at the same time?
The best way to do this is by actively encouraging your children to think of others. Try these activities to help bring the spirit of giving into […]
December 13, 2017
Due to inclement weather, all River City FCU branches and the Member Service Center will be closed today, Tuesday, January 16, 2018. We encourage you to use our online services: rcitymobile banking app or rcityonline home banking. We will resume normal business hours on Wednesday, January 17.
December 6, 2017
As we all know, “‘Tis better to give than to receive.” Still, receiving gifts can be pretty darn cool. Around this time of year, parents and grandparents may be asking you what you want for the holidays. By outlining something you need, you help them give you a gift you’ll use. It’s not selfish. In fact, it’s really generous to make yourself easy to shop for.
But what should go on that list? If you’re looking for gifts to boost your […]
December 5, 2017
When it comes to smart money management, transparency is key. For adults, that means keeping accurate records. But how can young children get a real sense of how much of their money goes to spending and how much they’re saving? It can be done by providing them with a simple, visual system for dividing their money. Instead of an old-fashioned piggy bank, consider using three clear glass jars.
As soon as your child is old enough to do basic chores without […]
November 29, 2017
With the holiday season fast approaching, college students across the country are thinking about their trips home. Many choose to go home for Christmas. If that trip means hopping on a plane, you’re looking at some big expenses.
Can a cash-strapped college student pay for airline flights during the most expensive traveling seasons of the year without going broke?
They sure can! Here’s how:
1.) Start saving now
If you’ve got a part-time job, start skimming a bit off each paycheck for holiday travel […]
November 29, 2017
Beware Of Banking Scams
There’s been a recent uptick in banking scams where criminals pose as representatives of the victim’s financial institution, thereby obtaining sensitive information. The scammers use the credit union’s social media account or likeness to appear authentic. They then empty the victim’s accounts and disappear.
Often, when the scammers receive a response from the victim on social media, they redirect the victim to what appears to be the credit union’s website. The victim will input a user ID and […]
November 29, 2017
Credit Cards or Debit Cards – What’s the Smartest Swipe this Holiday Season?
Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two.
Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest.
A debit card, on the other hand, simply transfers your own money from your checking account to the […]
November 17, 2017
Shop Black Friday Weekend and Earn DOUBLE Awards
Beginning November 23 through November 27, you can earn DOUBLE Award points, every time you use your RCFCU Credit Card on qualifying purchases! Points can be used for domestic air travel, gift cards and more.
Don’t have a RCFCU Visa Credit Card? Double the Holiday Shopping Fun and Apply Today!
November 13, 2017
Ways To Celebrate World Kindness Day
It’s World Kindness Day. Celebrate this extraordinary day by spreading a little more kindness in the world. Here are some ideas:
Do an anonymous act of goodwill. You can stick a quarter into a parking meter that is nearing expiration, move a large branch from the center of the sidewalk or pick up and place a fallen grocery store item on its shelf.
Call your child’s teacher to thank them for all they do for your son […]
November 7, 2017
Financial Tips For Single Parents
Single parenting brings unique budgeting challenges.
The U.S. Department of Agriculture reports that it costs an estimated $241,080 for a middle-income couple to raise a child to age 18 – and many single parents shoulder that responsibility alone. Even with adequate child support, it’s smart to be proactive about financial matters as a single mom or dad.
Here are tips for daily financial decisions:
1.) Credit cards
While credit cards may seem like the obvious solution for filling the gap […]