December 20, 2017
River City FCU is always evaluating our products and services, hours of operation, technology, staff, and branch locations to ensure that we are serving the needs of our members and doing what is best for the membership and the credit union. Therefore we will be making the following changes:
Branch Hours: River City FCU’s Thousand Oaks and Bandera locations will be transitioning to a five-day service week effective December 25, 2017. This is a permanent change which will result in the […]
December 20, 2017
Chances are you or someone you know has had their identity stolen at one point or another. Identity theft can be expensive, stressful and extremely complicated to recover from. Here are five ways to protect yourself and your most important data from identity thieves.
1. Secure Your Hard Copies
While online accounts are password-protected, important paper documents are often left in a drawer or simply tossed in the trash, where thieves can find them. What’s the […]
December 19, 2017
Most of us will make multiple trips to the mall in preparation for the holidays. Don’t want to spend this coming January and February paying for your December shopping? Here’s how to watch the buck while cruising the aisles with thousands of fellow holiday shoppers:
Don’t sign up for a store’s credit card. Most people spend more when using a store’s card since they don’t see the money leaving their account like they would with a cash purchase. And, of course, […]
December 18, 2017
With crowded stores and an ever-growing list of people to shop for, it’s easy to get overwhelmed and to overspend on your holiday shopping. No worries, though; we’ve got you covered! Read on for pre-and post-holiday tips and have yourself a jolly December without breaking the bank.
6 Pre-Holidays Tips
Revise your gift list
Chances are, lots of the people you exchange gifts with would be relieved to be taken off your list. Talk to coworkers and acquaintances about just exchanging cards […]
December 14, 2017
The holiday season brings a flurry of frenzied consumerism, unabashed greed and endless shopping. As a parent, though, you want your kids to associate this time of year with giving and not just with taking. How can you give your kids a joyous holiday season and teach them about kindness at the same time?
The best way to do this is by actively encouraging your children to think of others. Try these activities to help bring the spirit of giving into […]
December 13, 2017
Due to inclement weather, all River City FCU branches and the Member Service Center will be closed today, Tuesday, January 16, 2018. We encourage you to use our online services: rcitymobile banking app or rcityonline home banking. We will resume normal business hours on Wednesday, January 17.
December 6, 2017
As we all know, “‘Tis better to give than to receive.” Still, receiving gifts can be pretty darn cool. Around this time of year, parents and grandparents may be asking you what you want for the holidays. By outlining something you need, you help them give you a gift you’ll use. It’s not selfish. In fact, it’s really generous to make yourself easy to shop for.
But what should go on that list? If you’re looking for gifts to boost your […]
December 5, 2017
When it comes to smart money management, transparency is key. For adults, that means keeping accurate records. But how can young children get a real sense of how much of their money goes to spending and how much they’re saving? It can be done by providing them with a simple, visual system for dividing their money. Instead of an old-fashioned piggy bank, consider using three clear glass jars.
As soon as your child is old enough to do basic chores without […]
November 29, 2017
With the holiday season fast approaching, college students across the country are thinking about their trips home. Many choose to go home for Christmas. If that trip means hopping on a plane, you’re looking at some big expenses.
Can a cash-strapped college student pay for airline flights during the most expensive traveling seasons of the year without going broke?
They sure can! Here’s how:
1.) Start saving now
If you’ve got a part-time job, start skimming a bit off each paycheck for holiday travel […]
November 29, 2017
Beware Of Banking Scams
There’s been a recent uptick in banking scams where criminals pose as representatives of the victim’s financial institution, thereby obtaining sensitive information. The scammers use the credit union’s social media account or likeness to appear authentic. They then empty the victim’s accounts and disappear.
Often, when the scammers receive a response from the victim on social media, they redirect the victim to what appears to be the credit union’s website. The victim will input a user ID and […]