November 29, 2017
Credit Cards or Debit Cards – What’s the Smartest Swipe this Holiday Season?
Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two.
Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest.
A debit card, on the other hand, simply transfers your own money from your checking account to the […]
November 17, 2017
Shop Black Friday Weekend and Earn DOUBLE Awards
Beginning November 23 through November 27, you can earn DOUBLE Award points, every time you use your RCFCU Credit Card on qualifying purchases! Points can be used for domestic air travel, gift cards and more.
Don’t have a RCFCU Visa Credit Card? Double the Holiday Shopping Fun and Apply Today!
November 13, 2017
Ways To Celebrate World Kindness Day
It’s World Kindness Day. Celebrate this extraordinary day by spreading a little more kindness in the world. Here are some ideas:
Do an anonymous act of goodwill. You can stick a quarter into a parking meter that is nearing expiration, move a large branch from the center of the sidewalk or pick up and place a fallen grocery store item on its shelf.
Call your child’s teacher to thank them for all they do for your son […]
November 7, 2017
Financial Tips For Single Parents
Single parenting brings unique budgeting challenges.
The U.S. Department of Agriculture reports that it costs an estimated $241,080 for a middle-income couple to raise a child to age 18 – and many single parents shoulder that responsibility alone. Even with adequate child support, it’s smart to be proactive about financial matters as a single mom or dad.
Here are tips for daily financial decisions:
1.) Credit cards
While credit cards may seem like the obvious solution for filling the gap […]
November 2, 2017
How Can I Shop Safely On Black Friday?
Q: I love Black Friday but I worry about the risks. With the possibility of being trampled or of my credit card being compromised, there’s so much that can go wrong! How can I protect myself without missing out on the biggest shopping day of the year?
A: Black Friday does pose some serious risks to shoppers, but with the proper safety measures, you can happily join the bargain-hungry crowds on November 24.
November 2, 2017
How To Be The Host With The Most Without Draining Your Account
Q: It’s my turn to host my family for the holidays. How can I entertain the crowd without spending a fortune?
A: While it’s great fun to gather under one roof for a festive meal, feeding a crowd can seriously strain your budget.
Fortunately, it’s possible to be a great host without breaking your budget. Try these three handy tips to save on expenses.
For all personal finance matters, it’s crucial […]
November 1, 2017
Beware Of Student Loan Debt Relief Scams
More than 42 million Americans have student loan debt, with their collective debt topping $1.4 trillion. Unfortunately, these big numbers make student loan debtors excellent targets for scams.
The Federal Trade Commission (FTC), partnering with 11 states and the District of Columbia, has recently announced “Operation Game of Loans,” the first law enforcement initiative pursuing student loan debt relief scams. This nationwide crackdown includes 36 government actions against scammers alleged to have conned more than […]
October 16, 2017
Are you as excited as we are to celebrate International Credit Union Day on Oct. 19, 2017? It’s a day to share your experiences as a member and to reflect upon all the benefits you enjoy by being a part of your credit union. It’s also a day to have fun! Visit any River City FCU branch, we’ll have goodies and light refreshments to celebrate with your fellow member owners.
This year’s ICU Day theme, which was selected via an online […]
October 11, 2017
Why Credit Unions Are Worth Celebrating
In 1924, Roy Bergengren, one of the architects of the credit union movement, reflected on what a credit union can do for people.
“The credit union is, in fact, a bridge,” Bergengren wrote in the inaugural issue of “The Bridge,” the official newsletter of the American credit union movement, which was then in its infancy. “It may be the bridge over which the tenant farmer travels the wide gap that separates him from ownership. It may […]
October 11, 2017
Are You Safe For The Holidays?
What can you do this year to get the holiday season right?
• Scammers love the holidays even more than the rest of us. People let their security slip a little as they spend a lot. Make sure to check with the Federal Trade Commission (FTC) for current scams and pay cash or use e-payment whenever possible. Triple check all of your credit cards, account statements and your credit report when the season is over.
• Get […]