The busy holiday season provides opportunities for consumers to become distracted, and this can make us vulnerable to fraud, according to River City FCU managers. Here are some tips to protect your safety during the year-end hustle and bustle:
- Keep your card information secure – Misplaced cards, or visible names and card numbers, can lead to fraudulent card use and identity theft. Make sure credit cards and debit cards stay in a safe place, and never share your PIN or security code.
- Don’t click on links from unknown sources – Viruses and other tools designed to steal data on your devices can be hidden in emails, apps and online downloads. Even if these appear to be sent by a friend, check out the email address of the sender of an email, or preview the name of the link to see who’s behind the invitation to click.
- Beware of “sales” that look too good to be true – Big discounts or low prices on hot items may be used by scammers to lure consumers to click on links, call a number, or meet in person to get personal identity and payment information.
- Check out the charity – Scammers who prey on consumers’ generosity may call or email on behalf of a charity you don’t know, or a nonprofit with a name that’s similar to a well-known organization.
- Stick to secure locations – Conduct purchases in reputable, established businesses that have proper lighting and security cameras.
Keep your personal information and property safe this holiday season by doing business with retailers you know and trust, and by securing your valuables and data. Check your accounts online to monitor transactions, and call our Member Service Center at 210-225-6866 if you suspect fraudulent activity.