Need a Loan? Just Ask!

Sometimes you need a little extra financial support for your expenses. That’s where one of our loan products can help you, whether to buy a new family car, build your credit or investing in your first home.

Vehicle Loans

Need to make major repairs on your car? Ready to take your family on a camping trip? One of our vehicle loans may be able to help you take care of unplanned car expenses, plan a dream road trip, or redecorate and remodel your kitchen.

Credit Cards

When you use your River City credit card, you'll feel like a million bucks without spending it on high interest rates. Our Visa cards don't have an annual fee, and you can have your payment deducted from your checking.

Home Loans

Start the journey toward your dream home. River City is here to help with home equity and mortgage loan options. Each has competitive rates and other features that can work within your household budget.

Other Loans

River City loans don’t just help with vehicles and homes. We also offer personal, share and stock loans as well as a line of credit for those other expenses you may have. Ready to plan that island vacation or pay down your credit debt? We’re here!

Student Loans

For college expenses not covered by scholarships and federal loans, River City FCU has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.  Click here to apply and learn more details.

Holiday Loans

Celebrate the season with a River City FCU Holiday Loan from 4.90% APR*. Borrow the amount you need, select the payment term that fits your budget. Check out our sample payment illustrations, and apply online or by phone.

Loan Calculator

No matter what your needs, River City has you covered and is here to help you succeed. Use our financial calculators to help see how low your monthly payment could be figure out how long it will take to pay in full.