All River City FCU locations including the Member Contact Center will close at 12pm on Tuesday, December 24th and will remain closed on Wednesday, December 25th in observance of Christmas Day.  rcitymobile, rcityonline and TouchTone Teller are available for you 24/7.  Happy Holidays!

Find the right home equity loan for you!

A home equity loan can help you with debt consolidation, home improvement costs, education or other expenses.

  • Financing up to 15 years
  • Interest may be tax deductible on equity home loans, contact your tax adviser for more information
  • Competitive Home Equity loan rates

 


Apply for a Home Equity Loan! Apply online, in branch, or by phone.

Online

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In Branch

Locations

Phone

Call Us
Term for 1st Lien Home Equity Loan Rate APR*
60 months 4.15% 5.022%
120 months 4.70% 5.161%
180 months 4.35% 4.668%

Term for 2nd Lien Home Equity Loan Rate APR*
60 months 6.00% 6.887%
120 months 6.00% 6.472%
180 months 6.00% 6.330%


 

*APR stands for Annual Percentage Rate. Loan rates are in effect as of July 1, 2019, and subject to change without prior notice. APR based on $50,000 loan amount with $1,050 estimated closing costs. Loan amount is based on 80% of appraisal value less existing lien. Minimum loan amount is $10,000.  Maximum loan amount is $400,000. Rates apply to new Home Equity Loans or Home Equity Loans refinanced from other institutions. Rates shown are the lowest available for each term listed. All loans are subject to approval; your rate may be higher based on credit performance.


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