Make your car dreams a reality!

Apply to get pre-approved for an auto loan with River City FCU. With a RCFCU auto loan you can enjoy the benefits like:

  • Quick, easy application process and receive an answer to your loan request within 24 hours
  • Low, competitive auto loan rates
  • Flexible terms up to 84 months
  • Protection Packages such as Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage
  • Get the value of your vehicle from the NADA Guide (from the National Automobile Dealers Association)
  • Research your new vehicle and know before you buy with AutoSMART our online auto research tool


Select a certified, pre-owned vehicle from a nation-wide inventory through our local partnership with Enterprise Car Sales!

Apply for an Auto Loan! Apply online, in branch, or by phone.


In Branch


Term - New/Used Autos (Models 2017 & newer) APR*
0 to 66 months 2.50%
67 to 75 months 2.75%
76 to 84 months 4.50%

Term - Classic Cars APR*
Any age/model year, in excellent Collectors condition, term up to 60 months 6.40%


*APR means Annual Percentage Rate as of March 26, 2018, and is subject to change without prior notice. Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, vehicle year, vehicle model and other factors. Not all applicants will qualify for the lowest rate. Offer valid on new auto loans financed at RCFCU.

Maximum amount financed is 120%.