Make your dream a reality. See if you can get pre-approved for an auto loan with River City.

  • Member's Choice Guaranteed Asset Protection (GAP)Learn more
  • Member's Choice Mechanical Repair CoverageLearn more
  • Protect your new car with River City Vehicle Protection Packages
  • Receive an answer to your car loan request within 24 hours
  • Get the value of your vehicle from the NADA Guide (from the National Automobile Dealers Association)Learn more

Select a certified, pre-owned vehicle from a nation-wide inventory through our local partnership with Enterprise Car SalesLearn more

Apply for an Auto Loan! Apply online, in branch, or by phone.


In Branch


Term APR*
Up to 66 months1 2.95%
67 to 75 months 1 3.35%
76 to 84 months 1 3.75%

Term - Classic Cars APR*
Any age/model year, in excellent Collectors condition, term up to 60 months 8.35%


*APR means Annual Percentage Rate.  The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, vehicle year, vehicle model and other factors. Rates and terms are subject to change without prior notice; other restrictions apply. Rates shown are the lowest available for each term listed.  All loans subject to approval, your rate may be higher based on credit performance.

Rates apply to new/used vehicle purchases, or new/used Auto Loans refinanced from other institutions.

Maximum amount financed is 100%.

Loan rates are in effect as of January 1, 2017, and subject to change without prior notice.

1 Minimum balance $40,000 with term over 60 months.