Let us help you through your rough ride with a Dependable one!

Having trouble getting a vehicle to get to work or to take your family places like school? Many income-challenged families are unable to get a vehicle due to credit issues or large outstanding debts. If you have experienced issues financing a vehicle in the past, Dependable Drive is for you!

Dependable Drive is a solution that offers partnerships with preferred dealerships that specialize in offering dependable, affordable vehicles. You will also have the chance to increase your financial knowledge by taking a short online education course detailing the auto buying process.

To learn about your (or a family member's) eligibility for this product click here.

To apply give our Loan Sales Team a call at 210-244-2505.

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Becoming a River City member just got easier! Apply online, in branch, or by phone.

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Term APR* as low as
Up to 60 months1 15.90%


*APR means Annual Percentage Rate as of November 1, 2017 and is subject to change without prior notice. Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, vehicle year, vehicle model and other factors. Not all applicants will qualify for the lowest rate. Offer valid on new auto loans financed at RCFCU.

Maximum amount financed is 100%.