In observance of Independence Day, our branches and Member Contact Center will be closed on Saturday, 4th of July, 2020.

A Visa Credit Card for Everyone!

At River City FCU we believe in our members and partnering with them achieve their financial goals.

Whether you are just starting out with building credit or if you are already a credit all-star we’ve got a credit card for you! Reap these benefits of a River City FCU Visa Credit Card:

  • No Annual Fee
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • Embedded EMV Chip provides more security and peace of mind
  • Access your account, check your balance, or make a payment at any time with rcityonline or rcitymobile
  • All Platinum and Gold cardholders are eligible for River City FCU’s Extra Awards Program

Secured Visa Credit Card

Have a low credit score or limited credit history? Not able to get approved for another credit card? Looking to build or rebuild your credit? Then you might be the perfect candidate for a Secured Credit Card.  Secured credit cards offer the purchasing power of a normal credit card and limited risk of over-spending since your credit limit is secured by your own funds. Yes it’s a real credit card – not one of those prepaid cards.

Let one of our representatives assist you today in learning which credit card will make a great fit for you! Apply today!

Not signed up for online or mobile banking? Enroll in rcityonline, visit your favorite branch, or call our Member Contact Center at (210) 225-6866 for details.


For full credit card disclosures click here.

Extra Awards Program Frequently Asked Questions

Apply for a Credit Card Today! Apply online, in branch, or by phone.


Apply Now

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Credit Card Type APR*
Visa Platinum 7.99%
Visa Gold 11.99%
Visa Classic 15.99% to 16.99%


*APR stands for Annual Percentage Rate. Rates shown are based on credit performance. Loan rates are in effect as of May 15, 2018, and subject to change without prior notice.

Credit Card Type APR*
Visa Platinum 7.99%
Visa Gold 11.99%
Visa Classic 15.99% to 16.99%

Credit Card Fees Amount
Late Payment 3% of minimum payment due or $18 whichever is greater
NSF (Non-Sufficient Funds) $25

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