A health savings account (HSA) allows you to make tax-deductible contributions as well as tax-free distributions. The funds that you contribute to an HSA are contributed on a pre-tax basis, so they are not subject to federal taxes when you deposit them.

Your HSA funds can cover yourself as an individual or you and your family (you and one or more dependents). The funds in this account can be used for qualified medical, dental and vision expenses, including prescriptions, visits to the doctor, and over-the-counter medications.



Why Choose River City Health Savings?

      • Tax advantaged medical savings account you own
      • Funds contributed are pre-tax (not subject to federal taxes when deposited)
      • Can be opened as a share draft (checking) account
      • Online and mobile access to your account
      • Switch your accounts with ease using ClickSwitch Learn more

For 2015, the IRS contribution limits to a HSA plan are $3,300 for a single individual under the age of 55 and $6,550 for a family. If you are older than 55, the annual limits increase by $1,000 to $4,300 for individual and $7,550 for family.

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In Branch

Health Savings Dividend Rate APY*
HSA Checking 0.01% 0.01%


*APY stands for Annual Percentage Yield.

Dividend rates are in effect as of January 11, 2017, and subject to change without prior notice.