|Balance $0.00 to $20,000 1
|Balance $20,000.01 plus 1
|Base REWARD Checking APY* 2
*APY stands for Annual Percentage Yield.
Dividend rates are in effect as of January 11, 2017, and subject to change without prior notice.
1 This APY is paid when monthly qualifications above are met.
2 This APY is paid when monthly qualifications above are not met.
**** Make 15 debit card or point of sale transactions per “qualification cycle”. Receive your monthly statement electronically. Set up at least one direct deposit monthly. “Qualification cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Beginning on June 2013 the Qualification cycle will change to the period beginning on the first day of the current statement cycle through the last day of the current statement cycle. This account is intended to function as a primary checking account with diversified usage with a debit card amount of at least $5.00 per transaction to qualify for rewards requirements. If you have met your qualifications for the month we will refund domestic ATM fees up to $25.00 per qualification cycle. For a refund of ATM fees exceeding $4.99 per item, presentation of a receipt is required. If you do not meet the qualifications per cycle, we will pay the base rate on your account and your account will not qualify to receive ATM refunds for that cycle. ATM refunds will only be issued on REWARD Checking. No other accounts qualify. Other restrictions may apply.