A Holiday Cache Account is the perfect way to save for holiday expenses. Set up automatic deductions from your payroll or make regular deposits to a high yield savings. We’ll transfer the funds to your regular savings account on November 1, making this the best savings account for your holiday shopping needs.

  • Mobile Banking
  • No Minimum Balance Requirement
  • Dividends Compounded and Paid Monthly

Transfer Limitations:

Reg D Limitations: For Holiday Cache Accounts on which transfer limitations apply, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from these account to another account of yours or to a third party in any month. If you exceed these limitations, your account will be charged a $25 Reg D fee.





Love My Credit Union Rewards

Becoming a River City member just got easier! Apply in branch.

In Branch

Share Savings Accounts Dividend Rate APY*
Savings Account 0.15% 0.15%
Special Savings 0.15% 0.15%
Youth Savings 4.879% up to $500.00 deposited
0.15% Balances of $500.01 or greater
5.00% up to $500.00 deposited
0.15% Balances of $500.01 or greater
Holiday Cache Accounts1 0.25% 0.25%


*APY stands for Annual Percentage Yield. Dividend rates are in effect as of February 13, 2019, and subject to change without prior notice.

1 Penalty of $10 applies for each early withdrawal from Cache Accounts.

Become a Member Apply for Loan