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Phishing scams are widely reported to account for more than 90 percent of all hacking attempts. Phishing is a technique used by cybercriminals to convince recipients that an email is coming from a legitimate institution or source. The email will often ask the recipient to click a link in the body of the message to provide personal information, such as passwords or credit card numbers. Some phishing emails will also have attachments that, once you open the file, will install malware on the recipient’s device. This allows the attacker into the device via a backdoor and gives the attacker the opportunity to gather more information.

There are several key identifiers to determine if it is a fraudulent email:

1. Was this an email you were expecting or does the request sound out of the ordinary for the sender?
2. Is the email addressed to the recipient and is the greeting personalized?
3. Are there misspellings throughout the document?
4. Does the message have an urgent tone?
5. If there is a link, hover the mouse over it. Does the address that appears while hovering look strange?

So what can you do to prevent being lured?

Attackers try to create a false sense of urgency to get you to react impulsively. When reviewing your emails make sure to take your time. Also verify the path of the link and never open an attachment from someone you do not know. River City Federal Credit Union does not solicit sensitive information via email phone or text. If there is any doubt contact the sender directly and ask if they sent the email.

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