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Other Collateral Protection Products

 

TruStage™ Accidental Death and Dismemberment Insurance

$2,000 Complimentary Coverage Is Yours.
One of the nice benefits of credit union membership is a no cost TruStage™ Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $2000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at rates designed to be affordable.

Sign up for your no-cost or additional protection today.

TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

 

TruStage™ Auto Insurance Program

Working with carefully selected auto insurance companies, the TruStage™ Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

 

TruStage™ Life Insurance Program

Exclusively for credit union members, we make available TruStage™ Life Insurance Policies to help you protect the people who matter most in your life. With many different options in whole and term life policies, doesn't it make sense to check rates and look into this important coverage?

TruStage™ life insurance plans and policies offer rates designed to fit your budget. They provide excellent coverage, underwritten by CMFG Life Insurance Company.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

 

TruStage™ Home Insurance Program

Exclusively for credit union members like you, the TruStage™ Home Insurance Program provides top-quality protection for your home. This valuable coverage can help you protect your family's home and personal belongings. You'll also have access to outstanding online and 24/7 claim services.

Get your free quote today or call 1-855-483-2149.

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

 

MEMBER'S CHOICE® Credit Life & Credit Disability

What are the different types of Credit Insurance?
MEMBER'S CHOICE® Credit Life Insurance - Pays off or reduces the eligible loan balance in the event of a covered borrower's death.

MEMBER'S CHOICE® Credit Disability Insurance - Helps make insured loan payment(s) up to policy maximum in the event of total disability caused by covered injury or illness and you are unable to work. (Single or joint disability options available.)

With Credit Insurance, if the unexpected were to occur, you would be able to:

  • Keep paying bills - If income is lost or reduced during times of financial hardship, payments for covered assets are made, freeing up income to pay other household bills.
  • Save financed assets - A family’s standard of living is preserved, your savings account isn’t depleted, and your financed assets are saved.
  • Maintain their credit rating - A member's credit rating is protected by ensuring loan payments are made on financed assets—the ability to get future credit is not compromised.

Click for a free quote and more info.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.

 

Other Collateral Protection Products

 

MEMBER'S CHOICE® Guaranteed Asset Protection

What is Guaranteed Asset Protection?
MEMBER'S CHOICE® Guaranteed Asset Protection (GAP) helps pay the difference between a vehicle's actual cash value and the member's loan balance according to provisions and conditions set forth in the waiver.

How can GAP help you?
GAP helps cushion the impact of unexpected expenses in the event of an accident. If your vehicle is stolen or damaged beyond repair, GAP cancels the difference between your primary insurance settlement and your remaining loan balance.

Click on the Guaranteed Asset Protection tab for a free quote and more info.

Your purchase of MEMBER'S CHOICE® Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product.

 

MEMBER'S CHOICE® Mechanical Repair Coverage (MRC)

What is Mechanical Repair Coverage?
MEMBER'S CHOICE® Mechanical Repair Coverage (MRC) helps protects new and eligible used vehicles from costly repairs, giving you more control to keep you on the road.

How can MRC help you?
With the increasing cost of vehicles, you may find yourself holding on to your vehicle longer. Mechanical Repair Coverage helps ensure that major repairs to your vehicle are covered when the unexpected happens. Additionally, MRC provides rental reimbursement, 24-hour emergency roadside assistance and travel expense reimbursement. And if you sell your vehicle privately, the coverage can be transferred (for a fee).

Click on the Mechanical Repair Coverage tab for a free quote and more info.

Be sure to read the Vehicle Service Contract or Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. Coverage will vary by state. MEMBER'S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except AK and CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA, OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER'S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc.

 

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