General Consumer Loan Information*

Thank you for trusting River City FCU with your loan application.  Simply complete the application and you could receive an answer within 24 hours.  Very simple, very easy.

• Minimum age of 18 years of age or older to apply.  Must be legal resident of the United States.
• Credit decision and notification provided within hours of application.
• Low, competitively priced rates.**
• Flexible loan terms to allow your payment to meet your budget.**
• Income verification may be required based upon each loan request.
• Credit Life & Disability insurance coverage available at borrower’s cost.
• Mechanical Protection and GAP insurance is available at borrower’s cost.
• Look up the NADA value of a vehicle.
• Review RCFCU’s Privacy Policy.
• View RCFCU’s loan rates.  Our published “as low as” rates are based on “A” credit rate.***
• All loan approvals are subject to the discretion of a RCFCU loan officer.   Additional information may be requested as part of the underwriting process.

* Excludes real estate, home equity and credit card loans.
** All loan rates and terms are subject to change without notice.
*** Credit Score of 680 or higher

Auto & Other Secured Loans

Credit Cards

Home Equity & Home Improvement Loans

Personal Loans

Share & Stock Loans