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Checking
Checking | Overdraft
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D | CDs
& IRAs | Credit Cards
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Open
a CHECKING account today!
Take advantage of a Visa
Check Card with any
of these products:
Smart Choice
Checking
The Smart Choice Checking
Account from River City Federal Credit Union isn't just
any checking account. It's one of the very best in San Antonio!
Why? Because it offers you a wealth of great features and benefits.
It offers 24 hour conveniences that just can't be beat. And it
offers an overdraft privilege that's one of the best there is,
anywhere!
-
No monthly service fee
- No minimum balance requirement
- Unlimited check writing privileges
- Monthly dividends
- FREE personalized Smart checks (one box a year)
- FREE VISA Check Card
SEE
our dividend rates.
Smart Plus Account
At the River City Federal Credit Union, we're offering an opportunity
you can't afford to miss. The Smart
Plus Account is designed specifically for our members
age 55 or over.
SEE our
dividend rates.
Checking Account
$5 monthly fee if checking balance falls below $500.
(See Account Service
Fees for waivers.)
No Account Limitations.
SEE our
dividend rates.
Insured Money
Market Account
$2,000 minimum balance. If balances falls below $2,000, earns
1% less.
Minimum withdrawal is $500. Limited to a total of six transfers
a month, and not more than three of these transfers may be made
by check. You may not make any transfers to another credit union
account of yours or to a third party by means of a preauthorized
or automatic transfer, telephonic order or instruction, or similar
order.
There are three tiers designed to earn even greater
dividends on your IMMA.
SEE our
dividend rates.
Health Savings Account
A health care plan combining cost savings with
flexibility.
A Health Savings Account (HSA) gives you more flexibility and
control your health care costs. That's because it empowers you to
make your own health care decisions.
Use pre-tax dollars to pay for future medical expenses.
You will be able to deduct your contributions to your HSA, and the
account earnings will accumulate on a tax-deferred basis. Best of
all distributions from your HSA are tax-free if they are used for
qualified medical expenses.
Opening your HSA.
To open an HSA, you must select a high-deductable health plan. The
major advantage of a high-deductible is lower premiums.
Contributions and plan deductible limits change frequently so
consult your tax professional regarding your individual
circumstances.
Account balance is carried over.
Unlike contributions to a flexible spending account, the balance
of your HSA at the end of the year is carried over to the next
year. So you're not placed in a position of having to "use it
or lose it" each year.
Call or stop in today.
We can explain your options, answer any questions you may have and
help you open your Health Savings Account.
SEE our
dividend rates.
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