River City Federal Credit Union
Privacy Policy Contact Us Internet Banking FAQ Log In


Juntos Avanzamos

River City FCU on facebook River City FCU on twitter River City FCU on pinterest Linkedin

Shared Branch
Shared Branch Locator

RCFCU is not part of the CO-OP Shared ATM Network
Click here for our shared ATMS

Credit Unions for Kids
Buy Discount
Theme Park Tickets Online

  Loans

Checking | Overdraft Privilege | Savings | Regulation D | CDs & IRAs | Credit Cards | Investment Alternatives | Loans | Services | Share Insurance

 

Real Estate Loans

To provide its members with the most beneficial mortgage loan products in the marketplace, River City Federal Credit Union has formed an alliance with CU Members Mortgage.

Through this arrangement, both traditional and non-traditional mortgage programs are available. There is a variety of financing options available with repayment terms of up to forty years.

There are also several refinancing options available with programs specifically tailored to meet your needs.

Don't wait a minute longer, pre-qualify for your home loan today! Call Rachael Jackson, Mortgage Loan Specialist,  at our River City Mortgage Center, (210) 244-2564. Or simply click on the link below to get started.

 

Pre-qualify for a Mortgage Loan
or See Today's Mortgage Rates

 

 

  

 

LOAN TYPES
Auto Loans & Other Secured Consumer Loans
Credit Cards
Personal Loans
Real Estate Loans
Share Loans
Stock Loans
TOOLS
Financial Calculators
Rates
EXTENDED COVERAGES

Vehicle Protection Package
* Guaranteed Asset Protection
* Mechanical Repair Coverage
* Payment Protection

Compare dealer cost with our low cost before you purchase!

 

Call (210) 244-2564 to apply for Home Improvement, Home Equity or Unimproved Land Loans. 


Home Improvement Loans

Apply for a Home Improvement loan today! 
Call (210) 244-2564.

 

Features Benefits
1. Up to 15-year term. 1. You have a choice of term and can stretch payments out over as much as 15 years meaning a low monthly payment.
2. Interest on second mortgages may be tax deductible under certain conditions depending on current tax laws. 2. You save money on taxes. Check with your tax attorney or a CPA.
3. Automatic payments can be made through payroll deduction. 3. You do not have to worry about the inconvenience of a loan payment or coupon books.

Additional information may be required. Other restrictions or conditions may apply. Subject to approval by River City Federal Credit Union.


Home Equity Loans
 

Apply for a Home Equity Loan today!
Call (210) 244-2564.

 

Features Benefits
1. Financing up to 15 years. 1. Flexible terms to meet the member's budget
2. Interest may be tax deductible under certain conditions. 2. Member may save money. Check with your tax advisor or accountant for advice.
3. Can be used as a debt consolidation. 3. Refinancing high rate credit cards, college tuition, credit lines and monthly payments saves you money on interest.

Additional information may be required. Other restrictions or conditions may apply. Subject to approval by River City Federal Credit Union.


Home Equity Lines of Credit (HELOC)
 

Apply for a HELOC loan today!
Call (210) 244-2564.

 

Features Benefits
1. Can be used for any purpose, such as education, home improvement, auto purchase, vacation, etc. 1. Members have flexibility.
2. Automatic payments can be made through monthly or bi-weekly payroll deduction. 2. Payment methods provide convenience and flexibility..
3. Line of credit advances available with a minimum of $4,000. 3. Member does not have to take advances at time of closing -- provides flexibility.

Additional information may be required. Other restrictions or conditions may apply. Subject to approval by River City Federal Credit Union.


Land (Unimproved Property)

Apply for an Unimproved Land loan today!
Call (210) 244-2564.

 

Features Benefits
1. Financing up to 15 years 1. Flexible terms to meet your needs and budget
2. Amount financed up to $200,000 2. "Future" Home site
3. Payroll deduction available. 3. You don't have to worry about the inconvenience of a loan payment or coupon book. 
4. 60% LTV/Appraisal Value 4. 40% down payment

Additional information may be required. Other restrictions or conditions may apply. Subject to approval by River City Federal Credit Union.

 

 
Verified by VISA
MasterCard SecureCode
Equal Housing Lender