Overdraft Privilege

Checking | Overdraft Privilege | Savings | Regulation D | CDs & IRAs | Credit Cards | Investment Alternatives | Loans | Services | Share Insurance

Tired of high merchant fees whenever you inadvertently "bounce" a check? Now River City FCU is offering a non-return overdraft privilege on our SIMPLY FREE and STANDARD checking accounts. This means if your account is maintained in good standing, we'll pay your overdrafts up to the limits listed below giving you the peace of mind knowing your checks will be honored. Plus, there are no costs involved unless you use the privilege, saving you time and money! *

We offer some of the best checking accounts in the area – one that fits your individual needs. SEE our rates.

* Eligible members' checks are paid up to their limit of $300 or $700, dependent on the amount of Direct Deposit. Our non-sufficient funds/overdraft privilege fee is $25 per item.  Overdraft Privilege is subject to terms/conditions described in Discretionary Overdraft Privilege Policy.  There is a 60-day waiting period on new accounts. 

Overdraft Services Consent Form for ATM and One-Time Debit Card Transactions