Overdraft Privilege

Checking | Overdraft Privilege | Savings | Regulation D | CDs & IRAs | Credit Cards | Investment Alternatives | Loans | Services | Share Insurance

Tired of high merchant fees whenever you inadvertently "bounce" a check? Now River City FCU is offering a non-return overdraft privilege on our checking accounts. This means if your account is maintained in good standing, we'll pay your overdrafts up to the limits listed below giving you the peace of mind knowing your checks will be honored. Plus, there are no costs involved unless you use the privilege, saving you time and money!*

We offer some of the best checking accounts in the area – one that fits your individual needs. SEE our rates.

• Smart Choice Checking – $700 Overdraft Privilege, no monthly service fee, earns dividends, free personalized checks every year, plus much more.

• Smart Plus Checking (55 years and older) – $700 Overdraft Privilege, free personalized checks, $10,000 accidental death policy, 90-day purchase replacement policy, no-fee Travelers Cheques, plus much more.

*Our non-sufficient funds/overdraft fee is $25 per item. Overdraft Privilege is subject to terms/conditions described in Discretionary Overdraft Privilege Policy. There is a 30-day waiting period on new accounts.