River City Federal Credit Union
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RCFCU is not part of the CO-OP Shared ATM Network
Click here for our shared ATMS

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Savings

Checking | Overdraft Privilege | Savings | Regulation D | CDs & IRAs | Credit Cards | Investment Alternatives | Loans | Services | Share Insurance

Open an account today!

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Regular Savings Account

$5 to maintain membership and earn monthly dividend.

Reg D Limitations: For Regular Savings Accounts on which transfer limitations apply, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from these accounts to another account of yours or to a third party in any month. If you exceed these limitations, your account will be charged a $25 Reg D fee.

See our dividend rates.

 

Special Reserve Savings Account

No minimum balance requirements.

Reg D Limitations: For Special Reserve Savings Accounts on which transfer limitations apply, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from these accounts to another account of yours or to a third party in any month. If you exceed these limitations, your account will be charged a $25 Reg D fee.

See our dividend rates.

 

Savers Club Accounts

Start saving now for annual expenses, like summer trips, school clothes and gift-giving. Through payroll deduction or other recurring deposits, you'll be ready for Vacation, Back-To-School and Holiday seasons. Our Holiday Savers Club is also available for end-of-year expenses.

RCFCU Savers Club Accounts feature:

  • No minimum balance requirement
  • No monthly service charge
  • Dividends compounded and paid monthly
Savers Club Accounts Date funds available
Vacation May 1
Back-To-School August 1
Holiday November 1

A penalty of $10 applies for each early withdrawal. Visit a branch to open a new Savers Club Account.

Reg D Limitations: For all Savers Club Accounts, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from these accounts to another account of yours or to a third party in any month. If you exceed these limitations, your account will be charged a $25 Reg D fee. Transaction limitations apply. See your account agreement for details.

See our dividend rates.

 

Health Savings Account

Health Savings Accounts are tax advantaged medical savings accounts that you own. The funds that you contribute to an HSA are contributed on a pre-tax basis; that is, they are not subject to federal taxes when you deposit them.  

  • Members can open as a share draft (checking) account.

See our dividend rates.

 

 
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