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Checking - Smart Plus Account

Checking | Overdraft Privilege | Savings | Regulation D | CDs & IRAs | Credit Cards | Investment Alternatives | Loans | Services | Share Insurance

Open an account today!


The Smart Plus Account is available to members age 55 and over. So, get Smart and start enjoying a world of benefits at your fingertips.

  • No monthly service fee
  • No minimum balance requirement
  • Unlimited check writing privileges
  • Monthly dividends
  • FREE personalized Smart checks (one box a year)
  • FREE VISA Check Card

In addition to all of these great benefits and services, you will also receive at no charge a wide range of additional features. These include: 

  • $10,000 Accidental Death and Dismemberment Insurance*
  • $100,000 Common Carrier Insurance
  • $10,000 Identity Theft Insurance**
  • Purchase protection and extended warranty
  • Payment card protection
  • Rx AdvantageT Prescription Drug Program***
  • Liberty Marketplace Discount Program***
  • Everyday rebates
  • Savers ClubŪ Book

*The Accidental Death and Dismemberment Insurance is provided by Progeny Marketing Innovations and is underwritten by Hartford Life Insurance Company. Coverage is divided equally among joint account owners. Coverage reduces at age 70.

**Identity Theft Insurance is offered through the insurance company named on the Benefit Summary. Please refer to this insert for complete details of coverage and exclusions.

***This program is not insurance.

How to Join:
Just ask us. You can enroll as a member in minutes. Then you can start enjoying all these money-saving benefits today! And, as a member, you'll automatically receive new benefits as they are added to your program. A world of financial, consumer and travel-oriented benefits can be yours at no additional cost to you.