Introducing our new Freedom Builder Share Certificate!

This share certificate was designed so that you can save at your own pace! Open this certificate with as little as $100 and add to your balance as many times as you’d like, without any minimum add-on deposit amount.

Wondering why you should open a Freedom Builder Share Certificate?

  • The low minimum opening balance of $100.00, allows you to begin saving quickly whereas regular share certificates require a $500.00 minimum opening balance.
  • The competitive rate enables you to earn more interest than if the funds were in a regular Savings account.
  • The short 1-year term allows quicker access to your funds, rather than locking it in for a longer term.
  • You can deposit funds to your certificate for any amount, at any time within the 1-year term. As your certificate balance increases, so do your dividends earned!


Take control of your financial future and start saving today!
Stop by any branch or give us a call at 210-225-6866 to open your Freedom Builder Share Certificate!



Becoming a River City member just got easier! Apply in branch or by phone.

In Branch



Call Us
Terms Dividend Rate APY*
1 year 0.399% 0.400%

*APY stands for Annual Percentage Yield.

Dividend rates are in effect as of February 12, 2019, and subject to change without prior notice.

Minimum balance is $100 for Freedom Builder Share Certificates. Additional deposits are allowed on a Freedom Builder Share Certificate; deposits are unlimited in number, can be made at any time and for any amount.

Become a Member Apply for Loan