Business Savings

Put your money to work for you.

With different options for saving, you can save for the short-term and the long-term. Prepare your business for the future and the unexpected while having that peace of mind that all will be well! Click below to learn more about the Business Savings account, Business Money Market, and Business Share Certificate options.

When you’re ready to start saving for the future, give us a call or stop by your favorite branch and we’ll work together on your plan for the future.

The Business Savings account is key to your River City FCU membership. Like any normal Primary Savings account, maintaining your savings account grants you one vote as a member-owner. The Business Savings account provides quick, easy access to your savings for immediate needs.

  • Maintain your membership with just $5
  • No minimum balance requirement
  • Dividends accrue daily and are paid monthly

Start saving for the short-term needs now and worry less later!

 


Business Share Savings Rates

Business Share Savings Accounts Dividend Rate APY*
0.15% 0.15%

*APY stands for Annual Percentage Yield. Dividend rates are in effect as of August 1, 2019, and subject to change without prior notice.

Take your savings to the next level by investing your money into a Business Money Market account. With the Money Market account, you can save for the short-term needs and earn a bit more than you would with a normal savings account.

  • Open your Money Market account with $2,000
  • Maintain a balance of at least $2,000 to earn more dividends (it's 4 times more than a regular savings account!)
  • Saving more means you earn more with our tiered rates
  • Quick, easy access to your money at any time

Visit your favorite branch today, speak with your business account representative and let them know you'd like to open your Business Money Market account today!

 


Business Money Market Rates

Business Money Market Accounts1 Dividend Rate APY*
$2,000 to $49,999.99 0.449% 0.45%
$50,000 Plus 0.499% 0.50%

*APY stands for Annual Percentage Yield. Dividend rates are in effect as of August 1, 2019, and subject to change without prior notice. In order to earn the stated APY, you must maintain a balance at least equal to $2,000.00 each day.

1Limited to a total of six transfers a month.

Your inventory is not the only thing you should stock up on... stock up on your future by saving today with a Business Share Certificate. River City FCU's Business Share Certificates offer flexible terms and the security of having your funds insured by the NCUA*.

  • Start saving with a Share Certificate with as little as $500 today
  • Automatic renewal upon maturity
  • Saving more means you earn more with our tiered rates
  • Interest is compounded and credited monthly

Prepare for your business's long-term needs by opening your Business Share Certificate today!


Business Share Certificate Rates

Business Share Certificate Terms for account balance up to $99,999.99 Dividend Rate APY*
Six months 1.242% 1.25%
1 year 1.735% 1.75%
2 years 1.980% 2.00%
3 years 2.225% 2.25%
4 years 2.323% 2.35%
5 years 2.469% 2.50%

Business Share Certificate Terms for account balance $100,000 plus Dividend Rate APY*
Six months 1.292% 1.30%
1 year 1.784% 1.80%
2 years 2.029% 2.05%
3 years 2.274% 2.30%
4 years 2.372% 2.40%
5 years 2.518% 2.55%

*APY stands for Annual Percentage Yield. Dividend rates are in effect as of August 1, 2019, and subject to change without prior notice. Minimum balance is $500 for Business Share Certificates. Early withdrawal fees may be incurred if done before maturity date.


Becoming a River City member just got easier! Apply in branch.

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