Make Miles of Memories

Thanks to our local partnership with Enterprise Car Sales, you can select a certified, pre-owned vehicle from a nation-wide inventory and, for a limited time, you can get rates as low as 1.95% APR*

Step 1: Realize that you deserve a new car.

We’ve partnered with Enterprise Car Sales to offer you a special rate on your next auto loan when you purchase your next vehicle from Enterprise Car Sales! This offer is only good for a limited time! So stop by your nearest branch or give us a call to find out the details on this special promotion.

 

Step 2: Know your Budget

How much can you afford on a new car? Because of the high price tag, financing periods for cars are typically 10 years or longer. Because cars depreciate, interest rates are slightly higher than a home loan, too. Remember: when calculating your monthly budget, you’ll need to include money for fuel, insurance, registration, and maintenance, aside from the monthly payments.

It’s also worth determining what you can budget for a down-payment. You may be able to finance 100% of the purchase price of your new car. Putting money down helps protect you against depreciation. Be sure to use free resources available to you such as Enterprise’s online auto payment calculator to estimate your monthly car payments and determine the financing you can afford.

 

Step 3: Start Financing with RCFCU

While many dealers will try to work out financing in-house, it’s smart to go in with a pre-approval. It’ll allow you to negotiate from a place of confidence. Also, it’ll prevent you from falling in love with a new car you can’t afford.

If you’re thinking about investing in a new car, this is your month.

River City Federal Credit Union can get you pre-approved for your auto loan today! It just got easier! Apply onlinein branch, or call (210) 244-2505.

 

 

*APR means Annual Percentage Rate. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, vehicle year, vehicle model and other factors. Rates and terms are subject to change without prior notice; other restrictions apply. Rates shown are the lowest available for each term listed.  All loans subject to approval, your rate may be higher based on credit performance. Rate applies to vehicles purchased from Enterprise Car Sales only. Offer ends April 30, 2017

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