Effective Monday, March 6, 2017, our branch hours will change. Please visit the ATMs & Branches page for more details.

Visa Credit Cards

EMV gold platinum combinedOur new EMV Visa credit card program feature Extra Awards.

Great rates are just part of the benefits of our Visa Platinum and Gold credit cards. All RCFCU cardholders are now automatically enrolled in Extra Awards, earning points toward domestic air travel, gift cards and more.

To check your Visa credit card balance or to make a payment online, login to rcityonline or rcitymobile banking. Your credit card account now appears on the list with your other River City FCU accounts. Credit cardholders may access Extra Awards for through rcityonline.

Not signed up for online or mobile banking? Enroll in rcityonline, or call our Member Service Center at 210-225-6866 for details.

Documents:

New Visa Credit Card FAQ New Visa Credit Card Agreement New Visa Credit Card Disclosure

Becoming a River City member just got easier! Apply online, in branch, or by phone.

Online

In Branch

Phone

Credit Card Type APR*
Visa Gold 11.15%
Visa Platinum 8.15%
Introductory Rate - All Visa Credit Cards 1 2.99%


 

*APR stands for Annual Percentage Rate.  Rate subject to adjust annually based on Prime index.

Rates shown are based on credit performance.

Loan rates are in effect as of January 1, 2017, and subject to change without prior notice.

1 Introductory rate of 2.99% APR* applicable until the first day of the billing cycle that includes the six-month anniversary of the date of opening the account.

After the introductory period, APR will vary with the market based on the Prime Rate.

Credit Card Type APR*
Visa Gold 11.15%
Visa Platinum 8.15%
Introductory Rate - All Visa Credit Cards 1 2.99%

Credit Card Fees Amount
Late Payment 3% of minimum payment due or $18 whichever is greater
NSF (Non-Sufficient Funds) $25