All River City FCU branches and the Member Service Center will be closed on Monday, February 19, 2018, in observance of Presidents' Day.

Visa Credit Cards

EMV gold platinum combinedOur new EMV Visa credit card program feature Extra Awards.

Great rates are just part of the benefits of our Visa Platinum and Gold credit cards. All RCFCU cardholders are now automatically enrolled in Extra Awards, earning points toward domestic air travel, gift cards and more.

To check your Visa credit card balance or to make a payment online, login to rcityonline or rcitymobile banking. Your credit card account now appears on the list with your other River City FCU accounts. Credit cardholders may access Extra Awards for through rcityonline.

Not signed up for online or mobile banking? Enroll in rcityonline, or call our Member Service Center at 210-225-6866 for details.

Apply for a Credit Card Today! Apply online, in branch, or by phone.


In Branch


Credit Card Type APR*
Visa Gold 11.99%
Visa Platinum 7.99%


*APR stands for Annual Percentage Rate. Rates shown are based on credit performance. Loan rates are in effect as of December 6, 2017, and subject to change without prior notice.

Credit Card Type APR*
Visa Gold 11.99%
Visa Platinum 7.99%

Credit Card Fees Amount
Late Payment 3% of minimum payment due or $18 whichever is greater
NSF (Non-Sufficient Funds) $25