A River City line of credit is another personal loan option. Tied to and accessed by your checking account, a line of credit is a revolving loan available to you should you need it for unexpected or planned needs.

  • Pay interest only on the funds you use from your line of credit
  • If the line is not used, you pay no interest!
  • Provides automatic overdraft protection on your checking account

Apply for a Line of Credit Loan! Apply online, in branch, or by phone.


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Line of Credit APR*
Revolving term, payment is $2.75 per $100 balance 9.90%


*APR stands for Annual Percentage Rate.

Rates shown are the lowest available for each term listed.  All loans subject to approval, your rate may be higher based on credit performance.

Rates apply to new Signature Loans and Lines of Credit, or loans refinanced from other institutions.

Loan rates are in effect as of January 1, 2017, and subject to change without prior notice.

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