Why Choose River City DIVIDEND Checking?

Raise your standards today with these DIVIDEND Checking Account offers:

  • Earn monthly dividends: As a member you make money off shares
  • No minimum balance requirement
  • Waived $5 Service Fee with balance of $1,000 or greater*
  • Unlimited check writing privileges
  • No per-check fees
  • Free Visa Debit Card
  • Unlimited ATM transactions at RCFCU ATMs
  • Free e-Statements
  • Free Online Bill Pay Learn more
  • Free Mobile Banking Learn more
  • Ability to set up Overdraft Protection (with Overdraft Privilege options)
  • Love My Credit Union Rewards Learn more
  • Switch your accounts with ease using ClickSwitch Learn more

*Nominal $5 monthly service fee if balance falls below $1000


Love My Credit Union Rewards


Becoming a River City member just got easier! Apply in branch.

In Branch

Dividend Checking Account Dividend Rate APY*
DIVIDEND Checking 0.05% 0.05%


*APY stands for Annual Percentage Yield.

Dividend rates are in effect as of January 11, 2017, and subject to change without prior notice.

1 This APY is paid when monthly qualifications are met. See REWARD Checking for complete qualifications.

2 This APY is paid when monthly qualifications are not met. See REWARD Checking for complete qualifications.