Why Choose River City Standard Checking?

Raise your standards today with these Standard Checking Account offers:

  • Earn monthly dividends: As a member you make money off shares
  • No minimum balance requirement & No monthly fee
  • Unlimited check writing privileges & No per-check fees
  • Unlimited ATM transactions at RCFCU ATMs and via our CO-OP Shared Branch network
  • Free Online Bill Pay Learn more & Free Mobile Banking Learn more
  • Ability to set up Overdraft Protection (with Overdraft Privilege options)
  • Love My Credit Union Rewards Learn more

Love My Credit Union Rewards

Becoming a River City member just got easier! Apply online or in branch.


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In Branch

Average Monthly Balance Dividend Rate APY*
$1,000.00 or more1 0.010% 0.010%
$0.00 to $999.992 0.00% 0.00%

*APY stands for Annual Percentage Yield. Dividend rates are in effect as of May 1, 2020, and subject to change without prior notice.

1 This APY is paid when you maintain a monthly average balance of $1,000.00 or more.

2 This APY is paid when your monthly average balance falls below $1,000.00.

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