All River City FCU branches and the Member Service Center will be closed on Thursday, November 23, 2017, in observance of Thanksgiving Day.

 Vacation Cache Account

Dreaming of the perfect getaway? River City’s Vacation Cache Account is the ideal way to save for the vacation you’ve always wanted. Earn dividends and interest with this high yield savings account.  Set up recurring deposits, and your funds will be transferred to regular savings on May 1.

  • Mobile Banking
  • No Minimum Balance Requirement
  • Dividends Compounded and Paid Monthly

 Back-to-School Cache Account

Sending the kids back to school can be costly with supplies, new clothes and extra-curricular activity fees adding up quickly. River City is here to reduce your financial stress with our Back-to-School Cache Account. Automatic or regular deposits as well as an auto transfer to your regular savings on August 1 make this the best savings account for your back-to-school finances.

  • Mobile Banking
  • No Minimum Balance Requirement
  • Dividends Compounded and Paid Monthly

 Holiday Cache Account

A Holiday Cache Account is the perfect way to save for holiday expenses. Set up automatic deductions from your payroll or make regular deposits to a high yield savings. We’ll transfer the funds to your regular savings account on November 1, making this the best savings account for your holiday shopping needs.

  • Mobile Banking
  • No Minimum Balance Requirement
  • Dividends Compounded and Paid Monthly

Transfer Limitations:

Reg D Limitations: For Holiday Cache Accounts on which transfer limitations apply, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from these account to another account of yours or to a third party in any month. If you exceed these limitations, your account will be charged a $25 Reg D fee.

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In Branch

Share Savings Accounts Dividend Rate APY*
Savings Account 0.15% 0.15%
Special Savings 0.15% 0.15%
Holiday Cache Accounts1 0.40% 0.40%
Vacation Cache Accounts1 0.40% 0.40%
Back-To-School Cache Accounts 1 0.40% 0.40%


 

*APY stands for Annual Percentage Yield.

Dividend rates are in effect as of January 11, 2017, and subject to change without prior notice.

1 Penalty of $10 applies for each early withdrawal from Cache Accounts.