Why Choose River City Regular Savings?

  • Only $5 to maintain your membership*
  • That $5 will start earning a monthly dividend the moment you deposit
  • No monthly fees as long as minimum balance of $5
  • Online and mobile access to your account


*Transfer Limitations:

Reg D Limitations: For Regular Savings Accounts on which transfer limitations apply, no more than six (6) preauthorized, automatic, or telephone transfers may be made from these accounts to another account of yours or to a third part in any month. If you exceed these limitations, your account will be charged a $25 Reg D fee.

Love My Credit Union Rewards

Becoming a River City member just got easier! Apply online or in branch.


Apply Now

In Branch

Share Savings Accounts Dividend Rate APY*
Savings Account 0.100% 0.100%
Special Savings 0.100% 0.100%
Youth Savings 4.879% up to $500.00 deposited
0.10% Balances of $500.01 or greater
5.00% up to $500.00 deposited
0.10% Balances of $500.01 or greater
Holiday Cache Accounts1 0.100% 0.100%


*APY stands for Annual Percentage Yield. Dividend rates are in effect as of May 1, 2020, and subject to change without prior notice.

1 Penalty of $10 applies for each early withdrawal from Cache Accounts.  See Cache Accounts for details.

2 IRA withdrawals before age 59 1/2 years of age are subject to certain IRS penalties.

Savings Calculator

Open an Account Apply for Loan