NMLS is the Nationwide Mortgage Licensing System and Registry. River City Federal Credit Union (RCFCU) and its team of NMLS employees are Mortgage Loan Originators (MLOs).

RCFCU and each of its MLOs has been permanently assigned an NMLS Unique Identifier according to the SAFE Act (Secure and Fair Enforcement Mortgage Licensing Act of 2008). The SAFE Act is designed to protect consumers and combat fraud, and allow consumers to get more information about their MLO.


Mortgage Loan Originator (MLO)NMLS ID
River City Federal Credit Union680740
Cortez, Janie M.1187168
Ivey, Cheryl Anne712388
Ivey, Jeff1870392
Leija, Teresa1646155
Lopez, Claudia Mata659921
Ponce, Yainey968830
Ramirez, David816445
Zepeda, Christina Celeste
Revised August 21, 2019
Become a Member Apply for Loan