River City FCU will close Monday, May 30, 2016, in observance of Memorial Day.

Our Mission

Encourage the financial growth and wellbeing of our community by delivering innovative and relevant products and services within a knowing and trusting relationship.

What We Believe

At River City, our core values complement our mission and vision, providing a solid foundation that guides the service we provide our members on a daily basis. Each of these values is an integral part of who we are as a credit union and how we serve our local community.

  • Integrity
  • Ethics
  • Teamwork
  • Member Focus
  • Community
  • Good Stewardship

Who We Are

At River City FCU, our members aren’t just owners; they are family.  We care about the success of our members and want to help them manage their finances no matter where they are.

For nearly 80 years, we’ve grown to help you. At each of our locations, we foster a sense of family and teamwork, so our members feel the same sense of pride we do in being a part of our River City. You are the foundation of who we are, our mission, vision and values, and your family.

Our membership is extended to people who live, work, worship or attend school in Bexar County. River City FCU is regulated by the National Credit Union Administration, an agency of the U.S. Government.

View our Annual Reports.



River City was first chartered by ten telephone company employees under the name San Antonio Telephone Employees Federal Credit Union. The founding co-op members volunteered their time to foster a common dream of financial success and security.

Since its inception in 1936, River City has grown to seven strategically placed branches throughout the city of San Antonio, and with shared branches nationwide. Our members are just like you; they live, work, worship or attend school in the great Bexar County.

  • 2012 – Opened fourth in-store branch at 9238 N. Loop 1604 W. & Bandera Rd. (inside H-E-B)
  • 2012 – Awarded “Juntos Avanzamos” (Together We Advance) designation
  • 2011 – Opened third in-store branch at 5910 Babcock (inside H-E-B)
  • 2011 – Opened second in-store branch at 20725 Hwy 46 (inside H-E-B Plus) in Spring Branch, TX
  • 2010 – Opened first in-store branch at 2929 Thousand Oaks (inside H-E-B)
  • 2010 – Merger completed with Southeast Community Credit Union; Southeast Branch opened at 7131 Fairlawn
  • 2009 – Kim L. Heinze, President/CEO, hired
  • 2008 – Bitters Branch office opened at Bitters and Blanco Road
  • 2006 – Field of membership expanded to Bexar County
  • 2005 – Reached $100 million in assets
  • 2002 – Name changed to River City Federal Credit Union
  • 2001 – Field of membership expanded to include the community inside Loop 410
  • 1996 – North Office relocated to permanent facility at 825 Jackson Keller
  • 1993 – Downtown Office relocated to 610 Augusta
  • 1990 – Second branch opened at 4119 Broadway (inside the AT&T building)
  • 1986 – Watt Prichard, President and CEO, hired
  • 1979 – First branch office opened on the Northside
  • 1975 – Second general manager, Jack Kile, hired
  • 1960 – First office built at 202 Baltimore
  • 1946 – Offices rented at the Insurance Building and first general manager, Roger Siddall, hired
  • 1936 – Charter approved by the Governor of the Farm Credit Administration

Board of Directors

  • Michael H. Gonzalez, Chair
  • Stephen S. Skloss, Vice Chair
  • William Bruce Ashton, Secretary/Treasurer
  • Elia Carmona
  • Joe Diaz, Jr.
  • Glen A. Glass
  • Frank Juarez


Supervisory Committee

  • Elia Carmona, Chair
  • Jeannette C. Carnevale
  • Albert Cervera, Jr.
  • Luther Luera


Leadership Team

  • Kim L. Heinze, President/CEO
  • Michael Quintanilla, Vice President – Finance/CFO
  • Dominique-Michele LLanas, Vice President – Branch Operations
  • Eve Hernández, Vice President – Marketing & Business Development
  • Julissa Maldonado, Vice President – Human Resources
  • John Mendez, Vice President – Information Systems


Branch Management

  • Amber Allen – Branch Manager, Babcock (inside H-E-B)
  • Janie Cortez – Branch Manager, Jackson Keller
  • Cynthia Gutierrez – Branch Manager, Thousand Oaks (inside H-E-B
  • Christopher Hanson – Branch Manager, Southeast
  • Mike Sanchez – Member Service Center Manager, Downtown
  • Maria Sifuentes – Branch Manager, Bandera Branch (inside H-E-B)
  • Christina Zepeda – Branch Manager, Downtown

We’re listening; we’d love to hear from you.

Please do not include any personal identifying information such as account number or SSN in this form.


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