Ready For Your Next Ride? Your Next Auto Loan on River City FCU
Whether you are shopping for your next vehicle or looking for ways to save on your current car payment, River City Federal Credit Union may be able to help. With our limited time auto loan promotion, qualifying borrowers could receive $300 cash back when financing a qualifying vehicle purchase or refinancing an existing auto loan from another financial institution.
From potentially lowering your monthly payment to exploring a different interest rate, now may be a great time to review your auto loan options with River City FCU.
Get More Out of Your Auto Loan
Your vehicle is an important part of your everyday life, but financing it doesn’t have to be overwhelming. River City’s auto loan promotion gives qualifying borrowers an opportunity to save while working toward their financial goals.
Here’s what you could receive when you finance or refinance a qualifying auto loan with River City:
$300 cash back on qualifying loans.
An automatic 0.50 percentage point promotional rate discount.
Rates as low as 4.40% APR, subject to credit approval and qualification.
Potential savings on monthly payments and interests, depending on your approved rate and loan terms.
Before applying, explore our vehicle loan options to learn more about financing your next vehicle.
Already Have an Auto Loan? Consider Refinancing
If you’re already making monthly car payments, it may be worth reviewing your current auto loan to see whether refinancing makes sense for our budget.
Refinancing means replacing your existing auto loan with a new loan. Depending on your approved rate and terms, it may help you reduce your monthly payments, lower your interest rate, or adjust your repayment timeline.
Want to learn more? Read our related article, Still Overpaying for That Car Loan? Let's Fix That in San Antonio, for more information about refinancing and what to consider before deciding.
Before refinancing, gather information about your current loan, including your remaining balance, interest rate, monthly payment, and remaining term. Compare these details with the proposed new loan to determine whether refinancing could benefit you.
Remember, a lower monthly payment doesn’t always you’ll pay less overall. Your new loan term, interest rate, fees, and total interest cost all matter.
Plan Ahead with an Auto Loan Calculator
Before taking out a loan, it’s helpful to understand how your potential monthly payment could fit into your budget.
Loan calculators can help you estimate payments using a loan amount, interest rate, and repayment term. Try different scenarios to see how the numbers change before deciding which financing option works best for you.
Keep in mind that calculator results are estimates, not a guarantee of approval, your final interest rate, or your actual monthly payment.
How to Take Advantage of the Promotion
Ready to explore your options? Getting started is simple!
Apply online: Visit our auto loan promotion page to review the offer and being your application. Enter promotional code $HIFT when prompted, before submitting your application.
Visit a branch: Stop by a convenient River City FCU branch to speak with a team member about your auto loan options.
This limited time promotion expires December 31, 2026. Qualifying loans must meet the offer’s approval, loan amount, term, and funding requirements.