Checking Accounts
River City FCU has new Champions and Superior Checking Accounts, designed with benefits to help you bounce back faster!
Gain access to these new benefits:
- IDProtect®†
- Cell Phone Protection†
- Identity Monitoring†
- .50 Loan Rate Discount
- Roadside Assistance†
- and more!
† Visit your local branch for more details and complete terms and conditions.
| CHAMPIONS CHECKING1 | SUPERIOR CHECKING1 | SIMPLE CHECKING | |
|---|---|---|---|
| $25 minimum opening deposit | Yes | Yes | Yes |
| Earn a higher dividend when your monthly requirements are met*3 | No | Yes | No |
| 0.50% Loan Discount on New/Used Auto and Signature Loans1 | Yes | Yes | No |
| IDProtect® Identity Theft Monitoring and Resolution Services | Yes | Yes | No |
| Debit Advantage®4Buyers Protection and Extended Warranty (Item(s) must be purchased entriely with eligible Checking account.) |
Yes | Yes | No |
| Recieve up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance4 (Coverage divides equally on joint accounts and reduces by 50% at age 70.) | Yes | Yes | No |
| Cell Phone Protection4 Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims per eligible account, per twelve-month period. Covers up to four phone on a cell phone bill. (Cell phone bill must be paid with eligible Checking account.) *Increased Coverage with Superior Checking |
Yes | Yes | No |
| RideShare Protection Coverage4 If injured while traveling in an Uber, Lyft or other vehicle operated by a transportation network company. See Guide to Benefit for full details of coverage and exclusions. |
Yes | Yes | No |
| Roadside Assistance Service4 24-hour coverage for roadside assistance serivces inlcuding vehicle towing, fuel/oil/fluid/water deliver, and battery/lock-out/tire assistance up to $100 occurrence. Maximum of two occurrences per twelve month period. |
Yes | Yes | No |
| Travel and Leisure Discounts Save big with deep discounts at thousands of local and national businesses. (Registration/activation required. Available via mobile and web only) |
Yes | Yes | No |
| $hopping Rewards™ Earn cash rewards when you shop online at dozens of your favorite retailers. (Registration/activation required. Available via mobile and web only.) |
Yes | No | |
| Monthly Service Fee | $5.00 | $6.00 *Monthly average balance of $10,000.00 or more waives the monthly service fee |
No Fee |
Champions Checking
Gain access to exclusive security and savings benefits.
$25 minimum opening deposit
No minimum monthly balance required
eStatements²
Digital Banking with mobile check deposit
Early deposit on ACH direct deposits³
Bill Pay
Debit card and digital wallet
Superior Checking
Elevate your peace of mind and your wallet with exclusive benefits.
$25 minimum opening deposit
Enhanced benefits over Champions Checking
Earn a higher dividend when your monthly requirements are met³
No minimum monthly balance required
Digital Banking with mobile check deposit
Early deposit on ACH direct deposit²
Bill Pay
Debit Card and Digital Wallet
Simple Checking
Simple, Secure, and Built for You.
With our Simple Checking Account you will have:
$25 minimum opening deposit
No monthly service fee
No minimum balance requirement
Digital Banking with mobile check deposit
Bill Pay
Debit Card and Digital Wallet
Early deposit on ACH direct deposit³