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Checking Accounts

 
River City FCU has new Champions and Superior Checking Accounts
 
CHAMPIONS CHECKING1 SUPERIOR CHECKING1 SIMPLE CHECKING
$25 minimum opening deposit
Earn a higher dividend when your monthly requirements are met*3
0.50% Loan Discount on New/Used Auto and Signature Loans1
IDProtect® Identity Theft Monitoring and Resolution Services
Debit Advantage®4Buyers Protection and Extended Warranty
(Item(s) must be purchased entriely with eligible Checking account.)
Recieve up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance4
(Coverage divides equally on joint accounts and reduces by 50% at age 70.)
Cell Phone Protection4
Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims per eligible account, per twelve-month period. Covers up to four phone on a cell phone bill. (Cell phone bill must be paid with eligible Checking account.) *Increased Coverage with Superior Checking
RideShare Protection Coverage4
If injured while traveling in an Uber, Lyft or other vehicle operated by a transportation network company. See Guide to Benefit for full details of coverage and exclusions.
Roadside Assistance Service4
24-hour coverage for roadside assistance serivces inlcuding vehicle towing, fuel/oil/fluid/water deliver, and battery/lock-out/tire assistance up to $100 occurrence. Maximum of two occurrences per twelve month period.
Travel and Leisure Discounts
Save big with deep discounts at thousands of local and national businesses. (Registration/activation required. Available via mobile and web only)
$hopping Rewards™
Earn cash rewards when you shop online at dozens of your favorite retailers. (Registration/activation required. Available via mobile and web only.)
Monthly Service Fee $5.00 $6.00
*Monthly average balance of $10,000.00 or
more waives the monthly service fee
No Fee

Champions Checking

Gain access to exclusive security and savings benefits.

  • $25 minimum opening deposit

  • No minimum monthly balance required

  • eStatements²

  • Digital Banking with mobile check deposit

  • Early deposit on ACH direct deposits³

  • Bill Pay

  • Debit card and digital wallet


Superior Checking

Elevate your peace of mind and your wallet with exclusive benefits.

  • $25 minimum opening deposit

  • Enhanced benefits over Champions Checking

  • Earn a higher dividend when your monthly requirements are met³

  • No minimum monthly balance required

  • Digital Banking with mobile check deposit

  • Early deposit on ACH direct deposit²

  • Bill Pay

  • Debit Card and Digital Wallet


Simple Checking

Simple, Secure, and Built for You.

With our Simple Checking Account you will have:

  • $25 minimum opening deposit

  • No monthly service fee

  • No minimum balance requirement

  • Digital Banking with mobile check deposit

  • Bill Pay

  • Debit Card and Digital Wallet

  • Early deposit on ACH direct deposit³