Checking Accounts
River City FCU has new Champions and Superior Checking Accounts, designed with benefits to help you bounce back faster!
Gain access to these new benefits:
- IDProtect®†
- Cell Phone Protection†
- Identity Monitoring†
- .50 Loan Rate Discount
- Roadside Assistance†
- and more!
† Visit your local branch for more details and complete terms and conditions.
| CHAMPIONS CHECKING1 | SUPERIOR CHECKING1 | SIMPLE CHECKING | |
|---|---|---|---|
| $25 minimum opening deposit | Yes | Yes | Yes |
| Earn a higher dividend when your monthly requirements are met*3 | No | Yes | No |
| 0.50% Loan Discount on New/Used Auto and Signature Loans1 | Yes | Yes | No |
| IDProtect® Identity Theft Monitoring and Resolution Services | Yes | Yes | No |
| Debit Advantage®4Buyers Protection and Extended Warranty (Item(s) must be purchased entriely with eligible Checking account.) |
Yes | Yes | No |
| Recieve up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance4 (Coverage divides equally on joint accounts and reduces by 50% at age 70.) | Yes | Yes | No |
| Cell Phone Protection4 Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims per eligible account, per twelve-month period. Covers up to four phone on a cell phone bill. (Cell phone bill must be paid with eligible Checking account.) *Increased Coverage with Superior Checking |
Yes | Yes | No |
| RideShare Protection Coverage4 If injured while traveling in an Uber, Lyft or other vehicle operated by a transportation network company. See Guide to Benefit for full details of coverage and exclusions. |
Yes | Yes | No |
| Roadside Assistance Service4 24-hour coverage for roadside assistance serivces inlcuding vehicle towing, fuel/oil/fluid/water deliver, and battery/lock-out/tire assistance up to $100 occurrence. Maximum of two occurrences per twelve month period. |
Yes | Yes | No |
| Travel and Leisure Discounts Save big with deep discounts at thousands of local and national businesses. (Registration/activation required. Available via mobile and web only) |
Yes | Yes | No |
| $hopping Rewards™ Earn cash rewards when you shop online at dozens of your favorite retailers. (Registration/activation required. Available via mobile and web only.) |
Yes | No | |
| Monthly Service Fee | $5.00 | $6.00 *Monthly average balance of $10,000.00 or more waives the monthly service fee |
No Fee |
Champions Checking
Gain access to exclusive security and savings benefits.
$25 minimum opening deposit
No minimum monthly balance required
eStatements²
Digital Banking with mobile check deposit
Early deposit on ACH direct deposits³
Bill Pay
Debit card and digital wallet
Courtesy pay available for qualified accounts. Click HERE for details.
Superior Checking
Elevate your peace of mind and your wallet with exclusive benefits.
$25 minimum opening deposit
Enhanced benefits over Champions Checking
Earn a higher dividend when your monthly requirements are met³
No minimum monthly balance required
Digital Banking with mobile check deposit
Early deposit on ACH direct deposit²
Bill Pay
Debit Card and Digital Wallet
Courtesy pay available for qualified accounts. Click HERE for details.
Simple Checking
Simple, Secure, and Built for You.
With our Simple Checking Account you will have:
$25 minimum opening deposit
No monthly service fee
No minimum balance requirement
Digital Banking with mobile check deposit
Bill Pay
Debit Card and Digital Wallet
Early deposit on ACH direct deposit³
Courtesy pay available for qualified accounts. Click HERE for details.