Checking
Superior Checking
Reach your financial goals faster by opening a Superior Checking Account that can earn a higher dividend.
Superior Checking
With River City FCU’s Superior Checking Account, you can earn dividends on your existing balance and enjoy all our additional benefits:
- Earn a higher dividend when monthly requirements are met2
- No monthly fee if requirements are met1
- Online and Mobile Banking
- Unlimited debit card usage
- Love My Credit Union Rewards
Rates:
| Average Monthly Balance | Dividend Rate | APY** |
|---|---|---|
| $2,500.00 or more 1 | ||
| $0.00 to $2,499.992 |
Open An Account
1The Superior Checking account has no monthly fee for shares that maintain a monthly average balance of $2,500.00 or more. If your monthly average balance falls below $2,500.00 you will incur a $5.00 fee.
2This APY is paid when the following qualifications are met monthly: 1) have at least 15 debit card or point of sale transactions of at least $5.00 post to your account per month and 2) receive eStatements.
Standard Checking
Take standard checking to the next level by earning dividends with no additional fees.
Standard Checking
Get the benefits of earning monthly dividends without any minimum balance requirements and no monthly fees, while also enjoying:
- Online and Mobile Banking
- Overdraft protection
- Unlimited ATM transactions
- Love My Credit Union Rewards
Rates:
| Average Monthly Balance | Dividend Rate | APY* |
|---|---|---|
| $1,000.00 or more1 | ||
| $0.00 to $999.992 |
Open An Account
1This APY is paid when you maintain a monthly average balance of $1,000.00 or more.
2This APY is paid when your monthly average balance falls below $1,000.00.
Simply Free Checking
Keep it simple with a Simply Free Checking Account that has all the tools to lead you through a successful financial journey.
Simply Free Checking
Enjoy great and convenient features for free. With our Simply Free Checking Account you will have:
- Online and mobile banking
- No monthly fees
- No minimum balance requirement
- Overdraft protection
- Love My Credit Union Rewards
Open An Account
Fresh Start Checking
At River City FCU, we believe in second chances. Get a fresh start in your finances by opening an account that will set you on the right track.
Fresh Start Checking
Our FRESH START Checking Account gives members who have experienced issues in the past with managing a checking account a second chance to rebuild their financial background over a 12 month period of time.
- $25.00 minimum opening balance
- No minimum balance requirement
- Online and Mobile Banking
- Free Visa Debit Card
- Opportunity to transfer to a traditional checking account after a 12-month period in good standing
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