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 Privacy Policy

 

What does River City FCU do with your personal information?

WHY? Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.

WHAT? The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

  • Social Security number and income

  • Account transactions and checking account information

  • Account balances and payment history

HOW? All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons River City Federal Credit Union chooses to share, and whether You can limit this sharing.

 

Reasons we can share your personal information

For our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus.

  • Does the credit union share? Yes

  • Can you limit this sharing? No

For our marketing purposes - to offer our products and services to you

  • Does the credit union share? Yes

  • Can you limit this sharing? Yes

For joint marketing with other financial companies

  • Does the credit union share? Yes

  • Can you limit this sharing? Yes

For Our affiliates' everyday business purposes - information about Your transactions and experiences

  • Does the credit union share? No

  • Can you limit this sharing? We don’t share

For Our affiliates' everyday business purposes - information about Your creditworthiness

  • Does the credit union share? No

  • Can you limit this sharing? We don’t share

For our affiliates' to market to you

  • Does the credit union share? No

  • Can you limit this sharing? We don’t share

For non-affiliates' to market to you

  • Does the credit union share? No

  • Can you limit this sharing? We don’t share

To limit our sharing

Call us at (210) 225-0708 or fill out the form below

Please note: If You are a new member, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer Our member, We continue to share Your information as described in this notice. However, You can contact Us at any time to limit Our sharing.

 

What we do

How does River City Federal Credit Union protect my personal information? To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does River City Federal Credit Union collect my personal information? We collect Your personal information, for example, when You a) open an account or deposit money b) use Your credit or debit card c) pay Your bills or apply for a loan. We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives You the right to limit only a) sharing for affiliates' everyday business purposes – information about Your creditworthiness b) affiliates from using Your information to market to You c) sharing for non-affiliates to market to You State laws and individual companies may give You additional rights

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies. - River City Federal Credit Union has no affiliates.

Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. - River City Federal Credit Union does not share with nonaffiliates so they can market to You.

Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to You. - Our joint marketing partners include investment, insurance, and credit card companies.