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Savings

 
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Savings Account


A Savings Account at River City FCU will help you grow your earnings with our high interest rates and better prepare for your future needs.

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Savings Account

Your savings are safe with us in an account that starts earning monthly dividends the moment you deposit.

Rates:

Dividend Rate APY**

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Transfer Limitations: For Savings Accounts on which transfer limitations apply, no more than six (6) preauthorized, automatic, or telephone transfers may be made from these accounts to another account of yours or to a third part in any month. If you exceed these limitations, your account may be charged a fee. Refer to our Fee Schedule.

**APY stands for Annual Percentage Yield. Dividend rates are in effect as of December 1, 2023, and subject to change without prior notice.
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Money Market


Get the best of both worlds with a savings account that not only helps you with higher returns, but also has the check-writing ability of a checking account.

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Money Market

Big financial goals can take some time to reach. Shorten that timeline with a Money Market Account that accrues at a higher rate and maintains check-writing privileges for your convenience.

  • Interest-bearing account
  • $2,000.00 minimum balance

Rates:

Accounts Dividend Rate APY**
$2,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000.00 to $999,999.99
$1,000,000.00 Plus
Limited to a total of six transfers a month

*APY stands for Annual Percentage Yield. Dividend rates are in effect as of January 1, 2024, and subject to change without prior notice.


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Holiday Cache Account


Keep the holidays jolly and stress-free by stocking up on savings with our Holiday Cache Account.

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Holiday Cache Account

Holiday expenses don’t have to burn a hole in your wallet when you open up a Holiday Cache Account at River City FCU. Start monthly savings well in advance with automatic deductions that will become available just in time for the holidays.

  • Online and Mobile Banking
  • No minimum balance requirement
  • Dividends compounded and paid monthly
  • Funds are automatically transfered to your Savings Account on November 1

Rates

Dividend Rate APY**

Transfer Limitations:
Reg D Limitations: For Holiday Cache Accounts on which transfer limitations apply, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from these account to another account of yours or to a third party in any month. If you exceed these limitations, your account will be charged a $25.00 Reg D fee.

Penalty of $10.00 applies for each early withdrawal from Cache Accounts.

**APY stands for Annual Percentage Yield. Dividend rates are in effect as of December 1, 2023, and subject to change without prior notice.