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DONT LET LOAN SHARKS RUIN YOUR HOLIDAY CHEER!

 

Get lower interest rates on Holiday Loans with River City FCU!

 

Interested in applying but not a member of River City FCU yet?

Fill out the form below and a team member will reach out with more information on membership and the loan process.

 

River City 2025 Holiday Loan Promotion Interest Form

Fill out this form to get more information on this Holiday Loan promotion.

The SMS field must contain between 6 and 19 digits and include the country code without using +/0 (e.g. 1xxxxxxxxxx for the United States)
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If you are already a member, click here to apply.

 
apply now
 
 

Our special offer and rates are here for a limited time only!

Avoid loan sharks and cover holiday expenses without drowning in high interest rates and debt.

Borrow as little as $500 or up to $2,000

APR as low as 8.49% *

Terms up to 12-months

Available until December 31, 2025

 
 

*APR - Annual Percentage Rate. Membership rules and restrictions apply. Loans amount and rates are subject to credit approval and qualifications, some restrictions may apply. Terms and conditions are subject to change without notice. Cannot be combined with any other offers. This special rate is good for loans up to $2,000 and for a maximum of 12 months. Loan must be approved and disbursed during the promotional period (November 17– December 31, 2025).

 

  • They are best described as lenders who use unfair practices to mislead borrowers regarding loan obligations. It is a common practice among payday and title loan lenders that push users into a cycle of debt. In states such as Texas, these lenders don’t have a limit on the interest they can place on loans and according to research conducted by Center for Responsible Lending in 2021, Texas has the highest payday loan APR at 664%. They will also try to push you to pay the loan faster with higher penalties for delayed payments.

  • ‍ Absolutely! You will first need to become a member. To do so, visit our membership page to learn more and access the application link.

    https://www.rivercityfcu.org/membership

    ‍ After you have completed the form online, you will need to visit a branch to finalize your membership and initiate the loan.