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Home Improvement

 

Our Home Improvement loan is great to use for any upgrades or much needed repairs while saving with energy efficient solutions.

This product offers our members a wide variety of energy efficient solutions that range from small scale projects like appliances, mold remediation, insulation, window replacement, to larger projects such as central air conditioning and solar panels.

  • We offer over 40 home energy upgrades including solar panels and roof repairs

  • No down payment required

  • Easy online application with competitive rates and fixed monthly payments

  • Make your home energy efficient and take advantage of tax credits

  • Borrow as little as $500 and up to $50,000 with terms up to 240 months

 
 

Rates:

Term Maximum rate APR*
5 years 6.49%
7 years 6.99%
10 years 6.99%
12 to 20 years 7.49%

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*APR stands for Annual Percentage Rate as of June 18,2024. Offered rates, terms, programs, and underwriting policies are subject to change without notice.

 

Choose any contractor you trust, below are some Inclusive Certified Contractors:

  • AC/DC Electric Service: provides electric services, solar energy systems, safety and protection, low voltage systems.


Tax Credits for Energy Efficient Home Improvements & Clean Energy

ENERGY EFFICIENT HOME IMPROVEMENT CREDIT: If you make qualified energy-efficient improvements to your home after Jan. 1, 2023, you may qualify for a tax credit up to $3,200. You can claim the credit for improvements made through 2032.

 

RESIDENTIAL CLEAN ENERGY CREDIT: If you invest in renewable energy for your home such as solar, wind, geothermal, fuel cells or battery storage technology, you may qualify for an annual residential clean energy tax credit.