Change In Terms: Effective on 7/1/25
We are updating our funds availability policy
Next-Day Availability: The amount of a check deposit that will be available by the next business day is increasing from $225 to $275.
New Account Holds: For accounts that have been open for less than 30 days, the amount of a check deposit available the next business day is increasing from $5,525 to $6,725.
Exception Hold (Large Deposits): The threshold for what is considered a “large deposit” is increasing from $5,525 to $6,725. This affects how long funds may be held before becoming available.
Safeguard Exceptions: In some situations, check deposits may be subject to longer delays. If a delay applies, we will notify you and let you know when the funds will be available. In most cases, funds will be available no later than the seventh business day after your deposit—except for new accounts, which may have different timelines.